LIVE Use Payfence free in your browser — nothing to install →

Know what you can afford, before you spend.

One honest view of your money — budgets, recurring bills, a real cashflow forecast, goals and debts. Log an expense in three taps. No ads. No data selling. No mandatory bank linking.

Start free in your browser → Sign in
≤ 3 taps to log 90-day forecast 0 ads, ever
Synced offline 🎯 Goal 62%
Total balance £4,218.60 Across 3 accounts
In today +£3,200
Out today −£1,100
SA Salary Recurring · Monthly +£3,200.00
RE Rent Planned · Due in 4 days −£1,100.00
Emergency fund£3,100 / £5,000
WebAvailable now — no install
Add to home screenWorks like an app
Offline-firstLog expenses with no signal
iOS & AndroidComing soon
The core loop

Log it. See where you stand. Plan ahead.

Everything you need to stay ahead of your money — nothing you don't.

Quick-add in three taps

Expense, income, or transfer — logged in seconds and fully offline. It syncs the moment you're back online, so nothing slips through.

Live budgets

Limits that track as you spend and roll over month to month.

Recurring bills

Auto-post subscriptions and see the true monthly total.

Cashflow forecast

30 / 60 / 90 days ahead, with low-balance days flagged before they hit.

Goals & debts

Savings jars and who-owes-who, honestly tracked.

Your data, yours to keep

Export everything as CSV, JSON, or PDF on demand. No lock-in, no games, ever.

Coming soon · iOS & Android

Native apps are on the way.
The web app is ready now.

Payfence runs in any modern browser — on your phone, tablet or laptop. Add it to your home screen and it behaves like an installed app: full screen, its own icon, and offline quick-add that syncs when you're back online.

  • Web app Available today, free — every feature, no install.
    Live
  • iOS In development — we'll announce it here first.
    Soon
  • Android In development — we'll announce it here first.
    Soon
Start free in your browser →

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Privacy by design

Your money is none of
anyone else's business.

Payfence doesn't run ads, doesn't sell your data, and never requires you to link a bank account. Export everything, any time.

No ads, ever No data selling No mandatory bank linking Full export, any time
Start free → Free to use · No card required